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🏦 Chase and Other Banks to Close Branches for 24 Hours

Chase Bank will close all 5,300 of its U.S. branches for a full 24 hours on Monday, January 19, 2026, in observance of Martin Luther King Jr. Day, a federal holiday on the U.S. banking calendar. During that time:

• In-person services — including things like loan applications, teller services, notarizations, and access to safety deposit boxes — will be unavailable.

• Branches across the country will not open at all during this period.

This closure isn’t unique to Chase — several other major banks follow the same schedule for federal holidays, meaning you generally can’t just go to another bank like Wells Fargo or Bank of America as a “backup” branch on this day either, because they’ll also be closed.

📅 Why It’s Happening

Banks in the U.S. generally follow the Federal Reserve’s holiday calendar, which requires them to close for select national holidays. Martin Luther King Jr. Day is one of those federal holidays, so branch offices — including Chase’s extensive network — will be shut accordingly.

This isn’t a technical outage or service failure — it’s a planned closure like many holidays, similar to how banks close on New Year’s Day, Presidents’ Day, Christmas, and other federal holidays.

📍 What Services Will Still Work

Even though branches won’t open, many everyday banking activities aren’t stopped completely:

✅ Digital and mobile banking apps remain available (check balances, transfer funds, etc.)
✅ More than 15,000 ATMs nationwide will still operate for cash withdrawals and basic transactions
❗ Some payments or transfers made that day may not settle until the next business day (January 20), potentially affecting timing for deadlines.

💡 Tips for Customers

If you do need something that only a branch can provide — like a certified check, notary service, opening an account, or loan documentation — you’ll need to plan ahead:

📌 Visit a branch before Jan. 19
📌 Schedule important in-person tasks now
📌 Set up automatic payments if you have bills due on the holiday
📌 Use digital banking and ATMs for routine transactions on the holiday itself 🎟️

Because all major lenders follow the same standard holiday closures, it’s not just Chase you’ll have to plan around — competitors like Wells Fargo and Bank of America will be closed too.